Fintech, NBFC, and Financial Licensing
NBFC Registration & RBI Licensing Advisory
Complete end-to-end liaison, net owned funds structuring, and RBI application filing for Type II NBFC-ND licenses.
Timeline: 4 to 6 Months
Starting At: ₹ 250,000
Expert: CA / CS Lead
Service Overview
Operating a non-banking financial company in India requires rigorous adherence to Reserve Bank of India (RBI) prudential norms and Master Directions. DhanTax Group manages capital compliance, fit & proper director certification, and RBI presentation for lending ventures.
Strategic Commercial Benefits
- Legal Lending Authority: Authorizes institution to issue retail loans, SME credit, micro-loans, and digital credit.
- Fintech Partnerships: Partner with digital lending apps as the principal regulated balance sheet.
- Securitization & Co-Lending: Participate in co-lending frameworks with commercial public and private banks.
Eligibility & Statutory Prerequisites
- Company registered as Private or Public Limited with MCA.
- Minimum Net Owned Funds (NOF) of ₹10 Crores in fixed deposits free of encumbrance.
- At least one director with minimum 10 years experience in banking or financial services.
- Clean CIBIL score and flawless police clearance for all promoters.
Required Document Checklist
Prepare clear digital scans of the following documents for our secure compliance vault.
Standard promoter identity proofs (PAN card, Aadhaar, address proof) and commercial premises proof are required.
Step-by-Step Statutory Execution
- Corporate structuring and raising Net Owned Funds in scheduled commercial bank.
- Preparation of detailed business plan, credit risk model, and 5-year financial projections.
- Filing online application on RBI COSMOS portal.
- Submission of physical dossier with regional RBI Department of Non-Banking Supervision.
- Liaison with RBI inspecting officers and attending formal license interviews.
Get Started with This Service
Complete the form below for immediate pricing & filing schedule.
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+91 1800-889-2040